Home Loans
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Find the Cheapest Home Loans in Singapore
DBS Mortgage
DBS's impressive lending track record and consistently low interest rates make it great option for prospective homeowners to consider for their home loans.
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Pros
- Individuals seeking competitive home loan interest rates
- Borrowers seeking to refinance home loans of more than S$500,000
- Individuals hoping to earn interest as they pay off their loan
Cons
- Borrowers seeking to refinance a home loan of less than S$500,000
Maybank Mortgage
Helping you finance your next private home property purchase, or refinance your current home loan.
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Pros
- Borrowers seeking low first-year interest rates
- Borrowers planning to refinance their loans every few years
- Homeowners planning to refinance home loans of S$300,000 and above
Cons
- Maybank does not typically provide the most competitive home loan offers, despite its low introductory interest rates.
OCBC Mortgage
OCBC grants both floating and fixed housing loan rates for private properties and commercial residences like Condos.
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Pros
- Individuals seeking competitive home loan interest rates
- Borrowers seeking to get or refinance their home loan of at least S$300,000 for Private Properties and S$200,000 for HDB
Cons
- Borrowers seeking to refinance home loan of less than S$300,000 for Private Properties or S$200,000 for HDB Flats
UOB Mortgage
Manage your home loan and make the best out of it. At UOB, we are committed to help you along the way.
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Pros
- Individuals seeking competitive home loan interest rates
- Borrowers seeking to refinance their home loan of at less than S$500,000
Cons
- Borrowers seeking home loan refinancing for loans of more than S$500,000
SBI Mortgage
We offer attractive home loan packages for HDB as well as private properties. How we can help: 3 simple steps to owning your dream home.
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Pros
- Individuals looking for stable interest rates
- Individuals willing to refinance their home loan every few years
- Borrowers seeking to refinance their existing home loan
Cons
- Borrowers seeking home loans with the lowest total interest cost
- Individuals seeking loans for BTO units
- Individual with loans less than S$750,000 that are looking for a stable interest rate
Standard Chartered Bank Mortgage
You can buy your dream home sooner when you bank with Standard Chartered. Our innovative mortgage solutions offer you fast and flexible financing.
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Pros
- Individuals seeking home loans with low total cost of borrowing
Cons
- Individuals seeking to refinance their home loans every few years
- Individuals looking for a smaller home loan below S$300,000
HSBC Mortgage
In addition to being one of the largest lenders, HSBC offers some of the most competitive interest rates for housing loans.
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Pros
- Individuals seeking home loans with low total cost of borrowing
- Borrowers seeking some of the lowest interest rates available
- Individuals seeking an interest-offset account for their private home loan
Cons
- Borrowers seeking to refinance loans of less than S$500,000
Citibank Mortgage
Citibank Singapore offers mortgage loans with affordable interest rates to help you get your dream home.
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Pros
- Individuals who are willing to refinance their home loan every few years
- Borrowers seeking a interest-offset account
Cons
- Borrowers seeking a home loan with a low total cost of borrowing
Bank of China Mortgage
The Bank of China typically offers some of the cheapest fixed rate housing loans for private residences.
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Pros
- Individuals seeking a fixed rate home loan in order to purchase a private residence
- Borrowers seeking fixed rate home loan refinancing for private properties
Cons
- Individuals seeking a home loan to purchase an HDB flat
- Individuals seeking floating rate home loans
RHB Mortgage
RHB mortgage and refinancing loans offer fixed and floating interest rates and repayment packages, allowing Singaporean customers to personalize their home loan.
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Pros
- Individuals looking for a long-term loan with flexible repayment options
Cons
- Individuals looking for the lowest interest rates
CIMB Mortgage
Whether you're buying your first home, upgrading, investing or cashing in, CIMB has the ideal package to suit your property financing needs.
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Pros
- Individuals who want to adjust their loan payment period or repay their loan early
Cons
- Individuals looking for the cheapest loans below S$300,000
Hong Leong Mortgage
An affordable mortgage plan with fully flexible istalments linked to your current account to reduce interest fees and maximise savings.
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Pros
- Individuals who want one of the longest loan tenors in the market
Cons
- Individuals looking for the cheapest home loan
Singapura Finance Mortgage
Singapura's home loans have a higher interest rate than most, making it one of the more expensive options in the market.
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Pros
- Individuals looking for a 35-year long loan tenor, longer than other providers
Cons
- Borrowers looking for the cheapest home loan
- Individuals looking for refinancing options
