Loans

Renovation Loans
Renovation Loans

6 Things To Know Before You Embark On A Home Renovation Project

by Sihan Chia on Apr 29, 2024

Most would agree that home renovation is a daunting but worthwhile project. Here are the key things to consider to ensure your home remodelling is...

Loans
Loans

The Guide You Need To Refinance Your Home, Car Or Other Loans In Singapore

by ValueChampion Editorial Team on Apr 25, 2024

Refinancing is a term you might have heard of more frequently these days. What does it mean, and should you refinance your loan? Read on...

Personal Finance
Personal Finance

How to Achieve Freedom with Financial Planning in Singapore

by ValueChampion Editorial Team on Apr 25, 2024

How can financial planning help you achieve freedom in Singapore? How can the different types of financial products in Singapore help you do so? Find...

Personal Loans
Personal Loans

The Best And Worst Ways To Use a Personal Loan

by ValueChampion Editorial Team on Apr 23, 2024

While personal loans seem like a very straightforward product, there are actually good and bad ways to utilize them. Learn more about how you can...

Personal Finance
Personal Finance

True Story: How I Raised My Credit Score From DD To AA Grade In 6 Months

by ValueChampion Editorial Team on Apr 22, 2024

2020 was a terrible financial year for me. I emerged from Circuit Breaker with a dent in my credit score. Here’s everything I learned in...

Home Loans
Home Loans

Home Loan Basics: Total Debt Servicing Ratio (TDSR)

by ValueChampion Editorial Team on Apr 19, 2024

Total Debt Servicing Ratio (TDSR) is a must-know term if you wish to take up a home loan to finance the purchase of your house...

Home Loans
Home Loans

Explaining the Loan-to-Value (LTV) Ratio

by ValueChampion Editorial Team on Apr 18, 2024

As a potential borrower, you must have a good understanding of what the Loan-to-Value ratio is as it dictates how much you can borrow in...

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