Since the word "credit card promotion" is one of the highest searched keywords on Google in Singapore, we know how much Singaporean consumers care about promotions and bonuses. HOwever, with so many cash rebate bonuses, gifts and mile awards for signing up for a new card, it can be difficult to discern which is the best deal. Here, we have compiled a list of the best credit card promotions in Singapore to make your search easier.
- Cashback Credit Card Promotions
- Airmiles Credit Card Promotions
- How Much You Can Save from Each Card
At ValuePenguin, we do our best to evaluate which cards bring the highest value to consumers in an objective fashion. In order to do this, we calculate how much money one can earn or save by usinga certain card over a 2-year period. Promotions ultimately transslate into some form of dollar value as well. By adding up the cashback, mile awards and promotions that you can earn with each card, we have compiled a list with the best deals in SIngapore. Below, we first feature the cashback cards with the best promotions in Singapore. Then, we go on to air miles card promotions.
|Cashback Credit Card||2-Year Dollar Value||Cashback Promotion||Gift|
|Citibank Cashback card Visa||S$1,748||S$120|
|Citibank SMRT Platinum Visa Card||S$1,422||S$120|
|HSBC Visa Platinum Credit Card||S$1,179||S$0||68cm Luggage|
|American Express True Cashback Card||S$1,098||S$254|
|ANZ Optimum World MasterCard Credit Card||S$725||S$168||28" Luggage|
Best Rewards On Food + Cashback Promotion: Citi Cashback Credit Card
The Citi Cashback Credit Card is one of the best credit cards for cash rebate on all expenses related to food. This card's highlight is the 8% cashback on both dining and grocery. For people who tend to eat out just as often as they cook at home, Citi Cashback can help save money on all of their meals any time and wherever they eat.Though it doesn't provide benefits for entertainment, shopping and utility expenses, Citi Cashback card still provides 21% off on petrol.
Citibank is currently providing a promotion of S$120 of cash rebate welcome gift. It also has a relatively high cap on monthly cash rebate of S$75. If you are looking for a way to save money on all your meals in and out of home, Citi Cashback card could be an excellent choice for you.
Pros of Citi Cashback Card
- 8% cashback on grocery & dining
- Up to 21% off on petrol
- Relatively high cashback cap of S$75 a month
- Promotion: S$120 cash rebate welcome gift
Cons of Citi Cashback Card
- High annual fee of S$192.6, first year waived
- Relatively high monthly minimum spend of $888 to qualify for maximum benefits
- All other retail expenditures not previously mentioned only receive 0.25% of rebate
Cashback and Air Miles Rewards + Gift Promotion: HSBC Visa Platinum Credit Card
HSBC Visa Platinum Credit Card is a well-rounded cashback credit card that can also earn air miles. Because HSBC waivers its S$180 annual fee for 2 years, this card is suits everyone with a moderate budget. Even after the 2nd year, the annual fee is waivered for those who maintain $12,500 of annual spending on the card.HSBC Visa Platinum card's cashback offer also covers some of the essential daily needs like groceries (5%), utilities (5%) and petrol (21%). Not only that, it can also double up as a travel card by earning you 0.4 miles for every dollar of expenditure.
HSBC is currently running a promotion of S$85 All Days MOvie Card for people who spend S$100 in the first month, or S$20 cash rebate plus a 68cm luggage worth S$950 for those who spend S$500 per month for the first 3 months. We don't include this S$950 in our dollar value calculation because not everyone might have a use for an extra luggage. However, even without the S$950 luggage, we think this card can save you over S$1,100 over 2 years, which is free money because of the annual fee waiver.
Pros of HSBC Visa Platinum Credit Card
- 5% cashback on grocery
- 5% cashback on utilities like cable, internet and mobile bills
- Up to 21% off on petrol at Shell and Caltex
- 0.4 miles for every S$1 you spend
- Promotion: S$85 HSBC’s All Days Movie Card if you spend S$100 in the first month, S$20 Cash Rebate + S$950 Samsonite luggage if you spend S$500 per month for the first 3 months
Cons of HSBC Visa Platinum Credit Card
- Only 2% cashback on dining
- S$800 monthly spend requirement to enjoy full benefit
- S$120 cap on quarterly cashback (S$40 a month)
Supplementary Rewards Card + Cashback Bonus: ANZ Optimum World MasterCard Credit Card
ANZ Optimum World MasterCard Credit Card can be an excellent complement to almost any set of rewards cards. ANZ Optimum is unique in Singapore because it is the only card that allows customers to maximize rewards on a category of their own choosing. Every quarter, you can choose from the following four options: dining & leisure, travel, shopping and groceries. When you designate your category, ANZ Optimum will provide 5% cash rebate on that category for that quarter.
Currently, ANZ is running a promotion of giving S$168 in cashback for people who spend S$588 in the first month (S$88 for people who spend S$388) and a bonus gift of a 28-inch luggage. They are also running another promotion that provides a chance to win up to S$488 in cash back in a lottery style until 12 Feb 2017. We only take into account the S$168 cash rebate (or S$88) in our dollar value calculation, which comes out to about $725 over 2 years.
While ANZ Optimum's dollar value may not be high as other cards, it is an ideal card to supplement other rewards credit cards even when expenditures outside of the designated cateogory only yield 1% rebate. This is because ANZ Optimum's lack of minimum monthly spend requirement makes it very easy to manage for anyone trying to maximize rewards on all of their credit cards.
Pros of ANZ Optimum World MasterCard Credit Card
- 5% cashback on a category of your choosing
- No cap on cashback
- No minimum spend requirement
- Promotion: S$100 welcome bonus cash and a gift worth S$300
Cons of ANZ Optimum World MasterCard Credit Card
- Relatively high annual fee of S$180, waived 1st year
- Only 1% cashback for categories outside of your choice
Flat Rate to Maximize Cashback Reward Dollars: American Express True Cashback Card
The biggest appeal of flat rate cashback cards is its simplicity. Handling half dozen cards simultaneously can be really painful, especially when you are trying keep track of different minimum spend requirements and maximum rewards. Flat rate cards present a simple solution to this problem. With a decent flat rate card, you no longer have to carry with you a wallet bloated with six different credit cards or take care of various monthly bills and monthly minimum. American Express True Cashback Card is an excellent choice for people who are looking for a simple flat rate card to use.
While this card offers a flat rate of 1.5$ cash rebate on everything, Amex is running a promotion that boosts your rebate rate to 3% during the first 6 months of use. We think this could add about S$254 of cash back in bonus for an average consumer, which we have factored into our dollar value calculation. It is also one of the rare cards that has no cap on cashback you can earn and no monthly spend requirement, so you can earn as much cashback as you want as long as your budget is big enough.
Pros of American Express True CashbackCredit Card
- 1.5% cashback on everything, 3% cashback on everything during the first 6 months
- No cap on cashback
- No monthly spend requirement
- Promotion: 3% cashback rewards rate boost for the first 6 months
Cons of American Express True CashbackCredit Card
- High annual fee of S$171.2, waived for the 1st year
- 1.5% cashback on everything is lower than what you could earn on UOB One
- Requires a lot of monthly spend (above S$5,000) to truly maximize benefit
Cashback Rewards and EZ-Link + Cashback Promotion: Citibank SMRT Platinum Visa Card
Citibank SMRT Platinum Visa Card is another excellent card that provides cashback rewards and doubles up as an EZ-Reload card. The highlight of the card is probably its 7% cashback on groceries, one of the highest in Singapore. It also helps you to save some money on your morning or afternoon coffees with up to 15% rebate at various coffee chains like Starbucks.
Citi SMRT card is also more affordable than POSB because its annual fee of S$160.5 is waived for 2 years. This card functions perfectly well for those who commute daily on SMRT, enjoy coffee often and shop for groceries on their way back home from work. Currently, Citi is offering a welcome bonus promotion of S$120 cash rebate for new cardholders who apply online.
Pros of Citibank SMRT Platinum Visa Card
- One of the highest grocery rebates of up to 7%
- Up to 15% rebate on coffee
- Doubles up as a EZ-Reload card, with 2% rebate on Auto Top-Ups
- Promotion: S$120 welcome cash rebate
Cons of Citibank SMRT Platinum Visa Card
- Very low cap of S$280 on SMRT$ rebate annually (S$40 monthly), but no cap on Citi reward points
Cashback Rewards in Singapore and Malaysia: Maybank Family & Friends MasterCard Credit Card
Maybank Family & Friends MasterCard Credit Card, from the biggest bank of Malaysia, has a unique set of offerings that make the card quite ideal for people who frequently move between Singapore and Malaysia. It offers a cashback of 8% on petrol taxis and groceries in both countries, minimizing the need to carry two sets of different cards each time you cross the border. Maybank Family & Friends card is extremely easy to use due to its low annual fee and minim spend requirements.
Pros of Maybank Family & Friends MasterCard Credit Card
- Very low annual fee of S$80, waived with S$12,000 of annual spend
- Great cashback of 8% on petrol, taxis and groceries in both Singapore and Malaysia
- Promotion: S$80 cash credit for new members with S$400 spent in the 1st month
Cons of Maybank Family & Friends MasterCard Credit Card
- No mile awards
- S$600 cap on annual cash rebate
- Low petrol rebates at 8%
Best Cashback Rewards for Online Shoppers: Standard Chartered SingPost Platinum Visa Credit Card
E-commerce has been dominating the global tech scene for quite few years. With Standard Chartered SingPost Platinum Visa Card, you can now ride the e-commerce wave even more. In our opinion, Standard Chartered Singpost Platinum Visa Credit Card is the online shopping reward card.
Not only does this card offer 7% discount on online shopping, it also offers a unique online price guarantee that makes sure you get the best price for anything you buy online. Its low minimum spend requirement and 2-year annual fee waiver also make it very easy to manage along with other cards you may want to use for other categories like dining.
Pros of Standard Chartered Singpost Platinum Visa Credit Card
- 7% cashback on all eligible online purchases including online shopping, travel bookings and food orders
- 2-year waiver of S$180 of annual fee
- Promotion: S$138 welcome cash bonus
- Monthly minimum spend of S$600
- Online price guarantee
Cons of Standard Chartered Singpost Platinum Visa Credit Card
- Only 2% cashback on grocery at Cold Storage
- 0.2% cashback on all other retail purchases
Below, we have featured the air miles cards with the best promotions in Singapore. Each card is unique, and some promotions come in a form of cashback or gifts, while others come in form of air miles. While we have estimated how much money you could possibly save by using each one, you should read our review below to see which card suits your needs best.
|Air Miles Credit Card||2-Year Dollar Value||Air Miles Promotion||Cashback Promotion||Gift|
|HSBC Advance Visa Platinum Card||S$2,174||68cm Luggage|
|Citibank PremierMiles Visa Card||S$1,950||30,000|
|Citibank Prestige Card Mastercard||S$1,343||50,000|
|Citibank Rewards Card VISA||S$1,806||S$120||28" Luggage|
|ANZ Travel Visa Signature Card||S$673||12,000|
|Maybank Horizon Platnium Visa Card||S$651||S$80|
Best Air Miles Rewards Card for Average Consumers: Citi PremierMiles Visa Card
Citi PremierMiles Visa Card is one of our favorite travel cards for average consumers. It has a very good set of offers that includes great mile awards (1.2 miles for S$ spent locally) and bonus miles. As a promotion, Citi is offering an incredible bonus miles of up to 30,000 miles. To earn this bonus, all you have to do is spend S$10,000 in the first 3 months. If we were to value a mile at 1 cent, that's promotional bonus of S$300 (and more if you redeem your miles for business class or better). Citi Miles are versatile because can be redeemed at over 60 airlines and 8,000 hotel properties; you can use them for almost any trip.
Pros of Citi Premier Miles
- 1.2 miles for S$1 spent locally, 2 miles for S$1 spent overseas
- 10x miles for online travel bookings (promotion)
- Flexible convertibility to over 60 airlines & 8,000 hotel properties, including Star Alliance, Skyteam, IHG rewards and Hilton HHonors points
- Promotion: Up to 30,000 bonus miles (15,000 when you apply and spend within first 3 months + 15,000 miles when you spend a total of $10,000 within first 3 months)
- Promotion: 10,000 miles when you pay the annual fee and renew
- 14% off petrol spend at Shell & Esso
Cons of Citi Premier Miles
- S$192.6 of annual fee, no waiver
- S$25 administration fee for each Frequent Flyers Programme redemption
No Annual Fee Air Miles Rewards Card: HSBC Advance Visa Platinum Card
HSBC Advance Visa Platinum Card is the only card we have featured in Best Travel Cards 2017 that has no annual fee. We think this card is quite ideal for millennials, online shoppers and foodies alike. While its flat rate award is relatively weak at 0.4 miles per S$1 spent, HSBC Advance card grants 4 miles for every dollar spent on self-indulging activities like online shopping, dining and entertainment.
The fact that all of this comes for absolutely free is the greatest part of this deal from HSBC. With this card, you can earn miles while you shop online, eat out with your friends and partying on weekends without paying an expensive annual fee. For this reason, we think HSBC Advance could be an excellent choice for young people who might be more conscious about costs but have an active shopping habit or social life.
HSBC is also offering a promotional gift of S$85 worth of All Days Movie Card if you spend S$100 in the first month, or a 68cm Samsonite luggage worth S$950 if you spend S$500 per month in the first 3 months. We do not include the value of the luggage in our dollar value calculation since not everyone might want or need an extra luggage. However, even without this bonus, HSBC Advance can earn you about S$2,174 over 2 years according to our calculation.
Pros of HSBC Advance Visa Platinum Card
- No annual fee
- 4 miles on online spend (shopping and travel bookings), dining, and entertainment
- 16% off on petrol at Caltex & Shell
- Promotion: S$85 HSBC’s All Days Movie Card if you spend S$100 in the first month, S$950 Samsonite luggage if you spend S$500 per month in the first 3 months
Cons of HSBC Advance Visa Platinum Card
- Very low flat award rate of 0.4 miles per S$1 spend on everything outside of online, dining and entertainment
- Not many other perks to speak of (i.e. lounge access, airport limousine service, etc.)
Best Luxury Travel Reward Miles Card: Citi Prestige MasterCard Credit Card
Just as the name suggests, Citi Prestige MasterCard Card is a luxury credit card with luxurious benefits. However, that luxury and prestige come with an annual fee that is on the high end of the market. If you can stomach the S$535 of annual fee, there are plenty of reasons why you should consider getting Citi Prestige card.
We believe Citi Prestige card is especially valuable for long-time banking customers of Citibank who have earned their Citigold status. Its 1.3 miles for S$1 spent locally and 2 miles for S$1 spent overseas gets a boost of up to 30% if you are a loyal Citigold member. Other special benefits include SPG Gold Status, complimentary nights at hotels, and special deals and discounts at golf courses and resorts.
Not only that, Citi is offering an annual bonus of 25,000 miles every time you pay the annual fee as welcome and renewal gifts. If you redeem these miles for business class or better, this promotional award can be significantly valuable even compared to the high annual fee of over S$500.
Pros of Citi Prestige MasterCard Credit Card
- High mile award of 1.3 miles and 2 miles for every S$1 spent locally and overseas, respectively, with the ability to boost your reward miles by up to 30% with a banking account with Citi
- Promotion: Annual bonus of up to 25,000 miles
- Various travel perks like SPG Gold Status, special benefits at Four Seasons and Ritz Carlton around the world, unlimited complimentary 4th night at any hotel and unlimited Airport Lounge VIP Access
Cons of Citi Prestige MasterCard Credit Card
- High anPrPromomotionnual fee of S$535 & annual income requirement of S$120,000
- Not as good as other luxury cards unless you are a Citigold customer
Citi Rewards Visa Card: Best Miles Card for Shopping
Citi Rewards Visa Card is one of the best miles rewards cards for shopping expenses. Citi Rewards card's 4mils for every s$1 spent on shopping both online and offline is unmatched by any cards we’ve seen in this category. This is a big differentiating factor for this card because most other cards limit award miles for either online purchases or offline purchases at specific offline retail stores.
While its 0.4 miles on other purchases is unimpressive, Citi nicely rounds up Citi Rewards' offer with a 14% discount on petrol. Also, Citibank is offering a promotional welcome gift of S$120 in cash rebate for new customers. Click the apply button above to apply online and get these fantastic set of awards!
Pros of Citi Rewards Card
- 4 miles (10 reward points) for every S$1 spent on shopping (including online), 8 miles (20 reward points) at select shops like Topman
- Up to 14% off on petrol at Esso and Shell
- Promotion: S$120 cash credit welcome gift
Cons of Citi Rewards Card
- High annual fee of S$192.6, not waived
- 0.4 miles (1 reward points) on other expenses
Best Air Miles Credit Card for Autralia and New Zealand: ANZ Travel Visa Signature Card
If you frequently travel between Singapore and Australia or New Zealand, there might be no better card to use than ANZ Travel Visa Signature Card. As far as spending in Australia and New Zealand is concerned, this card's mile award of 2.8 miles per S$1 spent in these countries is the best we've seen. ANZ Travel card also helps earn miles on your flights to these countries, with 2.8 miles awarded on S$1 spent on Qantas Airways or Jetstar Airways. Every dollar spent in other countries, however, receives 1.4 miles of reward, which is still a great phenomenal deal. Therefore, we highly recommend this card for expats from those countries who are living in Singapore or anyone whose job requires frequent trips between the islands.
ANZ Travel Visa Signature card also comes with a promotion of 2,000 bonus air miles when you spend S$500 on the card, and 10,000 bonus miles when pay the annual fee to renew. Since its annual fee is $200 and is waived for the first year, 12,000 of bonus miles over 2 years can be worth about S$120 or more depending on how you choose to redeem your miles.
Pros of ANZ Travel Card
- The highest mile award rate of 2.8 miles per S$1 spent in Australia or New Zealand, or on Qantas Airways and Jetstar Airways
- 1.4 miles for S$1 spent on everything else
- Promotion:2,000 bonus air miles when you spend S$500 on your card, and 10,000 bonus miles when you pay the annual fee to renew
- Unlimited lounge access around the world
Cons of ANZ Travel Card
- Outstanding benefits are limited to Australia and New Zealand
Best Air Miles Credit Card for Moderate Budgets: Maybank Horizon Platinum Visa Card
Maybank Horizon Platinum Visa Card is another great card for people who want to avoid high annual fees. Its annual fee is quite low at S$150, and actually can be waived every year if you spend just S$1,000 on the card every month (S$12,000 per year). This, however, does not mean that Maybank Horizon lacks a meaningful reward program.
For every S$1 you spend on dining or on petrol on weekends, Maybank Horizon card will award 2 miles. You can also earn 2 miles per dollar on your travel bookings and on the money you spend overseas. By providing great mile award rates for your travel expense as well as your daily needs, Maybank Horizon helps you build up miles while saving up on the annual fee you would otherwise have to spend with other cards.
Pros of Maybank Horizon Platinum Visa Card
- Low annual fee of S$150, which is waived with S$12,000 of annual spend
- 2 miles for S$1 spent on air tickets, travel packages and overseas
- 2 miles for every S$1 spent on petrol & dining on weekends
- Only 1% foreign transaction fee, one of the lowest in the country
- Complimentary VIP airport lounge access
- Promotion: S$80 cash credit for new members with S$400 of spend in the first month
Cons of Maybank Horizon Platinum Visa Card
- Limited perks
- S$25 fee for converting miles
- 2 miles for every S$1 spent on petrol & dining on weekends expiring in July, not clear what will happen afterwards
Best Air Miles Card for Frequent Business Travelers: Standard Chartered Visa Infinite Card
Standard Chartered Visa Infinite Card is a high end travel card designed for a big wallet. We think the card's features are quite suitable for frequent business travelers who spend a lot of time overseas. While 1.4 miles awarded for S$1 spent locally is already phenomenal, where SC Visa Infinite card outshines its peers is its 3 miles reward for S$1 spent overseas.
SC Visa Infinte Card also comes with luxurious perks like Hilton HHonor Gold Status, discounts on Uber discounts globally and discounts on golf clubs and private jets. For busy business travelers who have the money to spend but not much time for leisure, Standard Chartered Visa Infinite Card could help to squeeze every ounce of happiness and joy out of your time in style.
Currently, Standard Chartered is running a promotion of offering 35,000 welcome bonus miles for new customers who apply online. Click the button above to get this deal quickly!
Pros of Standard Chartered Visa Infinite Card
- Some of the highest mile award rates of 1.4 miles and 3 miles for every S$1 spent locally and overseas, respectively.
- Luxurious perks like Hilton HHonor Gold status, discounts on Uber rides globally, complimentary VIP lounge access, and Gold Class Infinite Experience Package (i.e. discounts for golf clubs, yachts and private jets)
- Promotion: Welcome bonus of 35,000 miles
Cons of Standard Chartered Visa Infinite Card
- Expensive annual fee of S$688.6 and no waiver
Best For Flexible Miles Redemption: OCBC Voyage
Perhaps the most distinguishing characterstic of OCBC Voyage card is its flexible mile redemption prgoram. It is the only card we have seen that allows you to redeem miles for any flight at any time, without a long process time or blacked out dates. This feature is ideal for busy professionals who may not have much visibility into their schedule weeks in advance. Because OCBC Voyage will allow you to book your free flight last minute (as long as there is avaialbility on the flight), OCBC Voyage helps you use the miles to go on the vacation you've been craving at moment's notice.
OCBC Voyage card also comes with great mile benefits like 2.3 miles for S$1 spent on dining or overseas (everything else receives 1 mile). Its slick design featurespecial alloy material sets it apart from other "luxury" travel cards in the market. Although it has a rather high annual fee of S$488, OCBC Voyage helps offset the cost with 15,000 welcome bonus miles and an opportunity to buy 150,000 miles for S$3,210 (S$0.02 per mile), which is a great deal if you can redeem it for business class flights or better.
Pros of OCBC Voyage
- High miles award especially for dining, at 2.3 miles for S$1 spent overseas or on local dining, All other spend receives 1 mile per S$1 spent
- Flexible miles redemption program that allows you to book any flight you want at anytime
- Travel perks like unlimited VIP lounge access and free airport limo service
- Slick metal design
- Promotion: >Welcome bonus of 15,000 miles and ability to buy 150,000 KrisFlyer Miles for S$3,210 (S$0.02 per mile)
Cons of OCBC Voyage
- High annual fee of S$488, no waiver
- Not as much luxury perks as other luxury cards like Citi Prestige MasterCard Credit Card or Standard Chartered Visa Infinite Card
Best for Miles Card Beginners: American Express Singapore Airlines KrisFlyer Card
American Express Singapore Airlines KrisFlyer Card is a great card for miles card beginners. It combines convenience, rewards and perks into one card. Amex Singapore Airlines KrisFlyer card provides the easiest way of redeeming miles that doesn’t require additional fees or long processing time. If you are unfamiliar with how this works or don't want the trouble of navigating the redemption system, Amex KrisFlyer card is an excellent way of getting your feet wet.
It alsoprovides a great reward of 1.1 mile per S$1 spent locally, 2 miles per S$1 spent overseas or on singaporeair.com and silkair.com for your travel bookings. Since Singapore Airlines and its subsidiary Silk Air have more than 40% market share of flights in Singapore, we don't think being limited to these two airlines will present material problems for most people. Annual fee is S$176.6 and is waived for the first year.
Pros of Amex KrisFlyer Card
- Most convenient mile redemption program with no additional fee
- 1.1 miles per S$1 of local spend2 miles per S$1 spent on singaporeair.com, silkair.com, KrisShop and SilkAir SkyShop
- 2 miles per S$1 spent overseas in June and December
- Access to American Express Selects
- Promotion: Up to 8,000 bonus miles when you spend S$700 in the first 6 months upon card approval
Cons of Amex KrisFlyer Card
- High travel reward only from Singapore Airlines & Silk Air
- Miles redemption limited to Singapore Airlines, Silk Air and Star Alliance partners
- Lower award rates than other comparable cards
Luxury Air Miles Without the Luxury Fees: UOB PRVI Miles American Express Card
UOB PRVI Miles American Express Credit Card provides an excellent opportunity to earn luxury mile awards without the luxury fee. It matches the highest flat-rate mile awards in the country at 1.4 miles for S$1 for local spend. Its overseas spend mile award of 2.4 miles per dollar is also on the high-end of the market. For all these benefits, UOB PRVI Miles card only charges S$256.8 of annual fee that is waived for the first year. This is roughly half of fees charged by other high-end cards like OCBC Voyage or SC Infinite Visa cards.
Given the low fee, however, UOB PRVI Miles card does come with less perks compared to the more expensive cards. Its promotion of 20,000 miles for people whoe spend S$50,000 on the card each year is also quite difficult to receive; how many ppl really spend more than S$4,000 on their credit cards every month? We think this card works quite nicely for people who want to earn high miles, and prefer low annual fee over perks like free lounge access or hotel rewards.
Pros of UOB PRVI Miles Card
- One of the highest awards rates, 1.4 miles for S$1 spent locally, 2.4 miles for S$1 spent overseas, 6miles on S$1 spent on travel
- Promotion: 20,000 loyalty miles every year with at least S$50,000 of spend on the card
- Low annual fee compared to other high mile cards (S$256.8, waived 1st year)
Cons of UOB PRVI Miles Card
- Points expire in 2 years
- No complimentary lounge access (you do get 30% discount on lounge fees)
- Limited perks like complimentary nights at a limited hotel chains
To help you compare each cards more effectively, we have prepared a visual guide below that displays how much you can earn and save by using each card for 2 years. These include cash rebates, air miles and promotions like sign up bonuses or spending bonuses. We also subtract any fee you have to incur like annual fees. These are only estimates based on an average person's spending habits, and you should read our reviews above to see if a card matches your spending habit.